Discovery - Procedures used to obtain disclosure of evidence before trial.⏎
Disposable income - Income not reasonably necessary for the maintenance or support of the debtor or dependents. If the debtor operates a business, disposable income is defined as those amounts over and above what is necessary for the payment of ordinary operating expenses.⏎
Consumer debts - Debts incurred for personal, as opposed to business, needs.⏎
Dismissal with prejudice - Court action that prevents an identical lawsuit from being filed later.⏎
Creditor - A person to whom or business to which the debtor owes money or that claims to be owed money by the debtor.⏎